Long Haired Chihuahuas are bold, devoted, and alert companions who bring endless joy to families, but as a toy breed, they’re prone to certain health conditions that can lead to expensive vet bills. Luxating patella, heart murmurs, and dental disease are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Chi’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Long Haired Chihuahua pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Long Haired Chihuahua has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Luxating patella, Long Haired Chihuahuas benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Chi’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy
- Visit fees
- Dental coverage: critical for this tiny breed that commonly suffers from severe dental overcrowding and disease
- Behavioral conditions: helpful for small breeds prone to anxiety and territorial behavioral issues
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Long Haired Chihuahuas often need.
Is pet insurance worth it for Long Haired Chihuahuas?
Taking care of any toy breed gets expensive, and Long Haired Chihuahuas can face costly breed-specific health issues throughout their 14 to 16-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Long Haired Chihuahuas are particularly prone to kneecap dislocation, heart problems, and severe dental issues typical of toy breeds, which makes insurance even more valuable.
Check out how much other Long Haired Chihuahua parents have saved with pet insurance below. Your savings could be even higher.
Common Long Haired Chihuahua health conditions
Long Haired Chihuahuas are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
| Slipping Kneecap (Luxating Patella) | Kneecap slips out of place, causing limping | 500–2,500 |
| Collapsing Trachea | Windpipe collapses; chronic cough | 400–2,500 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | 400–1,500 |
| Ear Infections | Chronic or severe ear infections | 300–800 |
| Obesity | Extra weight, leads to other health issues | 250–800 |
| Low Blood Sugar (Hypoglycemia, esp. Toy Breeds) | Sudden weakness or collapse from low blood sugar | 300–800 |
| Heart Valve Disease | Leaky heart valve; can lead to heart failure | 300–1,200 |
| Seizure Disorders (Epilepsy) | Recurring seizures | 500–2,500 |
| Cataracts | Clouding of the eye lens; vision loss | 2,000–4,000 |
As a toy breed, Long Haired Chihuahuas face a tiny size that makes them extremely fragile and prone to injury plus toy breed-specific health issues, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Long Haired Chihuahuas cost?
Your Long Haired Chihuahua’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Toy breeds like Long Haired Chihuahuas typically cost less to insure due to their tiny size generally meaning lower treatment costs, but they often need frequent specialized care.
Here’s what other Long Haired Chihuahua parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
| 1 year old | 35-40 |
| 2 years old | 40-45 |
| 3 years old | 35-40 |
| 4 years old | 40-45 |
| 5 years old | 50-55 |
| 6 years old | 50-55 |
| 7 years old | 55-60 |
