Bichon Frises are cheerful, playful, and affectionate companions who bring endless joy to families, but as a small breed, they’re prone to certain health conditions that can lead to expensive vet bills. Luxating patella, hip dysplasia, and bladder stones are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Bichon’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Bichon Frise pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Bichon Frise has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Luxating patella, Bichon Frises benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Bichon’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy
- Visit fees
- Dental coverage: important for small breeds that can develop dental issues, though less severe than toy breeds
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Bichon Frises often need.
Is pet insurance worth it for Bichon Frises?
Taking care of any small breed gets expensive, and Bichon Frises can face costly breed-specific health issues throughout their 14 to 16-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Bichon Frises are particularly prone to kneecap dislocation, joint problems, and urinary issues, which makes insurance even more valuable.
Check out how much other Bichon Frise parents have saved with pet insurance below. Your savings could be even higher.
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Common Bichon Frise health conditions
Bichon Frises are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | 400–1,500 |
| Ear Infections | Chronic or severe ear infections | 300–800 |
| Bladder Stones | Hard stones in the bladder, painful urination/blood in urine | 800–1,800 |
| Slipping Kneecap (Luxating Patella) | Kneecap slips out of place, causing limping | 500–2,500 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | 400–1,500 |
| Obesity | Extra weight, leads to other health issues | 250–800 |
| Cataracts | Clouding of the eye lens; vision loss | 2,000–4,000 |
| Diabetes | Body can’t control blood sugar (lifetime medication/monitoring) | 700–3,000 |
| Heart Valve Disease | Leaky heart valve; can lead to heart failure | 300–1,200 |
| Seizure Disorders (Epilepsy) | Recurring seizures | 500–2,500 |
As a non-sporting breed, Bichon Frises face having a small size that can lead to joint problems and urinary tract issues requiring ongoing management, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Bichon Frises cost?
Your Bichon Frise’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small breeds like Bichon Frises typically cost mid-range to insure due to their small size generally means lower treatment costs, but they can need regular care for joint and urinary issues.
Here’s what other Bichon Frise parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
| 1 year old | 35-40 |
| 2 years old | 35-40 |
| 3 years old | 40-45 |
| 4 years old | 40-45 |
| 5 years old | 45-50 |
| 6 years old | 50-55 |
| 7 years old | 60-65 |
How can I find the best pet insurance for my Bichon Frise?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Bichon Frises that need comprehensive coverage for joint health, urinary tract support, and regular grooming needs.
Our customizable add-ons are perfect for Bichon Frises since you can tailor coverage for their specific risks like luxating patella and bladder stones.
Don’t believe us? Take a look at how we stack up against the competition.
Nationwide Pet Insurance vs. Lemonade Comparison
Pets Best Pet Insurance vs. Lemonade Comparison
Embrace Pet Insurance vs. Lemonade Comparison
Before we go…
Bichon Frises make incredible companions, but their fluffy white coat requiring professional grooming and small breed care can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating surgery for luxating patella, managing joint conditions , or handling an emergency.
Ready to protect your Bichon? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Bichon Frise.
